Mortgage Broker in Royal Oak MI | Home Loans | Mortgage City
If you are ready to buy a home or refinance in Royal Oak, please call Mortgage City today at (248) 930-8709 to schedule your consultation.
Whether you are moving to Royal Oak, Detroit, or elsewhere in the state of Michigan, Mortgage City can help you find a suitable mortgage.
In fact, we can connect you with a variety of different types of loans. No matter your needs, there is an ideal mortgage waiting for you.
Along with government-backed financing options, we offer conventional mortgages. These include both jumbo loans and conforming loans that fall within the Fannie Mae and Freddie Mac loan limits. Conventional mortgages can have down payments as low as 3%.
For customers who are searching for a mortgage that offers flexible qualification requirements and affordable interest rates, an FHA mortgage insured by the Federal Housing Administration may be a suitable choice. Your down payment with this type of loan could be as low as 3.5%.
Another type of conventional mortgage we offer is the jumbo loan. This type of mortgage does not need to conform to the Fannie Mae and Freddie Mac loan limits.
For Michigan veterans, active-duty service members and eligible surviving spouses, a mortgage insured by the Department of Veterans Affairs provides the opportunity for zero down financing on a home.
If you are shopping for a home in a rural part of Michigan or Florida, consider a USDA mortgage insured by the US Department of Agriculture.
Our non-qualified mortgages and bank statement loans are ideal for those who cannot qualify for a loan through the traditional application process or who do not have a W-2.
We are excited to have the opportunity to help you purchase your first home in Royal Oak, Detroit, or elsewhere in Michigan. We make the process simple and easy to understand. Our loan experts communicate with you closely from our first contact to closing.
Are you ready to find your ideal mortgage and move into your new home in Michigan? Please give us a call today at (248) 930-8709 to schedule your consultation. We work with customers throughout the state of MI as well as Florida.
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Mortgage City NMLS #2007168. All information contained herein is for informational purposes only and while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice. This is not an offer to extend credit or commitment to lend. Although and subject to underwriting approval. Some products may not be available in all states and restrictions apply.