Are you shopping for a home or refinancing in Royal Oak, Detroit, or elsewhere in Michigan?
There are many beautiful homes for sale in our area, and the cost of living here is quite reasonable.
With the right mortgage, you can save even more money as you pay for your home over the years ahead.
Tips to Find the Right Mortgage
Finding the right mortgage starts with working with the right company. Below are some tips for helping you to choose a company that is going to help you meet your needs.
- Pick a company that offers a wide variety of lending products. There are many different types of lending products you can use to purchase a home, refinance one, build one, or make repairs or upgrades. Conventional conforming loans are the right fit for some customers, while others need jumbo loans. Still, others can benefit from government-insured loans such as USDA, VA, or FHA mortgages. Loans like these offer greater flexibility with respect to credit scores and other qualification standards and feature competitive rates. By working with a mortgage company that offers a diverse range of lending products to choose from, you can be matched with the product that will maximize your savings and convenience.
- Choose a mortgage company in Detroit or Royal Oak that offers personalized service for every need. The majority of customers can qualify for a mortgage through the traditional application process. But what if you do not? Usually where customers hit a roadblock is when they are asked to furnish a W-2 and do not have one. This can happen if you are self-employed, own your own business, or are a freelancer. There are mortgage companies that have alternative loan processes for customers in that situation, however. Mortgage City can accept bank statements in lieu of a W-2 for you to verify your income. We personalize our lending process to fit your employment situation.
- Work with a company that will provide you with the education and information you need to make the right financial choice. Not getting answers from the big banks—just getting pushed ahead toward signing on a loan? The big banks don’t always put your interests first, and they don’t always take the time you need to get the clarification you require to make informed choices. Working with an independent mortgage company like Mortgage City gives you a chance to get those answers. Educating homebuyers is something our experts are passionate about. We don’t just want to connect you with a loan. We want to make sure the loan we connect you with will help you achieve your goals.
- Pick a Michigan mortgage company that puts its relationships with its customers first. One of the reasons many customers are becoming disillusioned with big banks is because they approach their business in an impersonal way. But as an independent mortgage company, we believe that relationships are at the heart of what we do. Getting to know each of our individual customers is one of the parts of our work that we enjoy the most. We not only want to make the mortgage application process smooth, easy, and enjoyable for you as well but want you to know that we are here to help you at any time in the future as you pay on your mortgage.
Mortgage City Can Help You Buy a Home or Refinance in Michigan
If you are ready to work with a mortgage company that will patiently guide you through the home buying or refinancing process in Michigan, Mortgage City is here to help you purchase a home or reduce your rates. We also work with customers in Florida.
To get started, please call us today at (248) 930-8709 to schedule your consultation. We look forward to building a relationship with you that serves your needs.
