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Mortgage Broker in Royal Oak MI | Home Loans | Mortgage City

If you are ready to buy a home or refinance in Royal Oak, please call Mortgage City today at (248) 930-8709 to schedule your consultation.

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Equal Housing Opportunity

Mortgage City NMLS #2007168. All information contained herein is for informational purposes only and while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice. This is not an offer to extend credit or commitment to lend. Although and subject to underwriting approval. Some products may not be available in all states and restrictions apply.

Zakhar S.
We had an outstanding experience working with Alex Foster and could not recommend him highly enough! Our situation involved moving all the way from Oregon to Michigan while simultaneously going through the mortgage and home-buying process, so timing and communication were extremely important. Alex made the entire process remarkably smooth and stress-free. Everything was handled so efficiently and on time that we were able to arrive in Michigan and move directly into our new home without having to spend extra days staying in hotels while waiting for closing. Alex was always incredibly friendly, responsive, and quick to answer our calls, messages, and emails. What impressed us even more was how proactive he was. Whenever something needed to be coordinated, he would often contact the agents, inspectors, or other parties himself, significantly reducing the amount of back-and-forth communication we had to manage while traveling across the country. Beyond being excellent at his job, Alex is genuinely a humble, kind, and trustworthy person with an exceptional work ethic. We always felt that he truly cared about making the process as easy as possible for our family. We are extremely grateful for everything Alex did for us and would absolutely recommend him to anyone looking for a knowledgeable, reliable, responsive, and genuinely great lender. Five stars without hesitation!
Anthony G.
Jared, our broker, was incredible throughout the entire process. With the housing market, finding the right one took a long time but he was available any moment we needed him and was very thorough at explaining our options. It was a very good experience and I would highly recommend!
Kim S.
We typically use local banks, but this time we decided to trust Alex—and we're glad we did! He secured a much better interest rate than we expected, and we were able to close in just 8 days. The entire process was smooth, efficient, and exceeded our expectations. Thank you!
Kelly C.
Alex goes above and beyond. This is someone that treats you like family. Would recommend this broker to anyone looking to buy a home. I just moved to Florida and bought my first home here thanks to Alex’s help! If you want someone you can trust, who’s actually responsive this is the company to use.
brendan V.
Alex was awesome! He was professional, responsive, and incredibly helpful throughout the entire process. He made everything smooth and stress-free. I would highly recommend him to anyone.
Dena S.
I had an outstanding experience from start to finish. The entire team was professional, knowledgeable, and incredibly responsive throughout the process. They took the time to explain every step clearly, answered all of my questions promptly, and made what could have been a stressful experience feel smooth and manageable
Ethan B.
Bought my first home and decided to take a chance on these guys. Man I couldn’t be happier. From response time, to making me feel welcome from the minute I stepped into the office they were incredible! Alex is a class-act.
Kevin P.
Alex was professional, kept us updated throughout, went to bat for us when needed, and helped with a smooth closing. I've referred him to several friends/family and they all have had a great experience.
Kenny H.
Alex, we cannot say thank you enough! You’re amazing! Thank you for the quick responses and all of your help! You’re an amazing man father and husband to your family! Thank you for helping us with our second house my friend!
Photo from customer review
Cassie M.
I can't thank Alex enough for his support throughout our entire mortgage process! We were first-time homebuyers and felt completely overwhelmed, but Alex patiently guided us through every step, answering all our questions. He found us a GREAT rate, everyone at closing was so impressed by it. Honestly, we couldn't have done it without him! If you're looking for a knowledgeable, dedicated, and genuinely awesome mortgage professional, Alex at Mortgage City is your guy!
Yasemin C.
I am so glad I chose Mortgage City. I found them on google and was impressed by the excellent reviews they had, but was still skeptical. I worked with Alex and couldn't have asked for a better person to guide me through the home buying process. At all times he looked out for me, stayed on top of everything, and no matter the day and time he responded immediately and took care of it. Despite the high interest rates he was able to find the lowest rate for me. I can't thank him enough for that and I would give him 10 stars if I could. Very professional, always upbeat, and optimistic, an excellent person to work with! Thank you so much guys! 💙
Anthony K.
Awesome company! great customer service. Jared was awesome he put our needs first and made sure we had what we needed to close.
Ryan Du T.
Highly recommend Jared. He provided great service and rates.
Michael H.
Alex Foster is an amazing mortgage broker! He was always available to answer questions and discuss mortgage details and rates whenever we asked. As we moved through the mortgage process he worked diligently to ensure everything was done on time with nothing missed. Alex always made sure we knew what our options were and that we got the best rate and mortgage plan for our situation. I can not express how thankful I was that we had mortgage city looking out for us during our home buying process. Would recommend them to anyone looking to buy their next home.
Viktor A.
We recently worked with Mortgage City to secure a mortgage for our home, and I cannot recommend them highly enough. From start to finish, the entire process was smooth, transparent, and stress-free. The team was highly knowledgeable and professional. They took the time to explain all the details, answered every question I had, and made sure I was fully comfortable with my mortgage terms. Their customer service was exceptional. I felt valued and respected throughout the process. They were always responsive to my emails and calls, making me feel like a priority. They went above and beyond to ensure I was happy with the outcome. One thing that stood out was how efficient they were. The approval process was fast, and they kept me updated at every step. I never had to chase for updates, which made a typically stressful process much more manageable. If you’re looking for a mortgage agency that combines professionalism, efficiency, and outstanding customer service, look no further than Mortgage City. I am incredibly grateful for their help and would recommend them to anyone in need of mortgage services. Thank you Alex and Mortgage City team
Heather “Dontstopbelieving77” P.
Jared Lincoln. It's hard to sum up my appreciation for him in one small review. He is someone you want on your team. Dependable, reliable, personable, and always very quick to respond. He definetly treats you like a person and not a number or transaction. I would strongly recommend working with him.
Gage B.
It was a pleasure working with Alex Foster! Helped me buy my first house. Explained things very well and got us the best possible rate!
Edward P.
I want to give high praise to Gared, he is so easy to work with and not pushy. Gared made time for me when ever I texted him or called him. I will recommend him to anyone I know who is looking to buy a house or refinance. Thank you again to Gared and his team!!
nathan
Alex is wonderful to work with! Great at his job, but an even better person!
Jordan T.
I worked with Alex Foster to get my deal done this past month. The entire process was smooth, his communication was outstanding, and I’ll definitely be using him/Mortgage City again in the future. High recommend!
Sarah S.
Toph S.
Terrific guys & made the process easy and convenient. I will be going back to them if the need arises and recommending friends and family!
Maribel M.
You definitely want to with Alex he’s a professional lender who care so much for his clients. My experience working with him has been excellent in all aspects in the transaction!
Michelle A.
Jared has been great. Anytime I needed to make an offer in this competitive market, he was always there and willing to get us quotes, offer letters, whatever it took and anytime of day and or weekend. Incredibly professional and always helpful!. Thank you, again, Jared! You’ve been a blessing to work with!
ethan M.
We used Jared Lincoln at Mortgage city for our mortgage. He was knowledgeable, professional and even at times our biggest fan! Our new construction was complex but Jared took great care of us! Thank You!
Zakhar S.
We had an outstanding experience working with Alex Foster and could not recommend him highly enough! Our situation involved moving all the way from Oregon to Michigan while simultaneously going through the mortgage and home-buying process, so timing and communication were extremely important. Alex made the entire process remarkably smooth and stress-free. Everything was handled so efficiently and on time that we were able to arrive in Michigan and move directly into our new home without having to spend extra days staying in hotels while waiting for closing. Alex was always incredibly friendly, responsive, and quick to answer our calls, messages, and emails. What impressed us even more was how proactive he was. Whenever something needed to be coordinated, he would often contact the agents, inspectors, or other parties himself, significantly reducing the amount of back-and-forth communication we had to manage while traveling across the country. Beyond being excellent at his job, Alex is genuinely a humble, kind, and trustworthy person with an exceptional work ethic. We always felt that he truly cared about making the process as easy as possible for our family. We are extremely grateful for everything Alex did for us and would absolutely recommend him to anyone looking for a knowledgeable, reliable, responsive, and genuinely great lender. Five stars without hesitation!
Anthony G.
Jared, our broker, was incredible throughout the entire process. With the housing market, finding the right one took a long time but he was available any moment we needed him and was very thorough at explaining our options. It was a very good experience and I would highly recommend!
Kim S.
We typically use local banks, but this time we decided to trust Alex—and we're glad we did! He secured a much better interest rate than we expected, and we were able to close in just 8 days. The entire process was smooth, efficient, and exceeded our expectations. Thank you!
Kelly C.
Alex goes above and beyond. This is someone that treats you like family. Would recommend this broker to anyone looking to buy a home. I just moved to Florida and bought my first home here thanks to Alex’s help! If you want someone you can trust, who’s actually responsive this is the company to use.
brendan V.
Alex was awesome! He was professional, responsive, and incredibly helpful throughout the entire process. He made everything smooth and stress-free. I would highly recommend him to anyone.
Dena S.
I had an outstanding experience from start to finish. The entire team was professional, knowledgeable, and incredibly responsive throughout the process. They took the time to explain every step clearly, answered all of my questions promptly, and made what could have been a stressful experience feel smooth and manageable
Ethan B.
Bought my first home and decided to take a chance on these guys. Man I couldn’t be happier. From response time, to making me feel welcome from the minute I stepped into the office they were incredible! Alex is a class-act.
Kevin P.
Alex was professional, kept us updated throughout, went to bat for us when needed, and helped with a smooth closing. I've referred him to several friends/family and they all have had a great experience.
Kenny H.
Alex, we cannot say thank you enough! You’re amazing! Thank you for the quick responses and all of your help! You’re an amazing man father and husband to your family! Thank you for helping us with our second house my friend!
Photo from customer review
Cassie M.
I can't thank Alex enough for his support throughout our entire mortgage process! We were first-time homebuyers and felt completely overwhelmed, but Alex patiently guided us through every step, answering all our questions. He found us a GREAT rate, everyone at closing was so impressed by it. Honestly, we couldn't have done it without him! If you're looking for a knowledgeable, dedicated, and genuinely awesome mortgage professional, Alex at Mortgage City is your guy!
Yasemin C.
I am so glad I chose Mortgage City. I found them on google and was impressed by the excellent reviews they had, but was still skeptical. I worked with Alex and couldn't have asked for a better person to guide me through the home buying process. At all times he looked out for me, stayed on top of everything, and no matter the day and time he responded immediately and took care of it. Despite the high interest rates he was able to find the lowest rate for me. I can't thank him enough for that and I would give him 10 stars if I could. Very professional, always upbeat, and optimistic, an excellent person to work with! Thank you so much guys! 💙
Anthony K.
Awesome company! great customer service. Jared was awesome he put our needs first and made sure we had what we needed to close.
Ryan Du T.
Highly recommend Jared. He provided great service and rates.
Michael H.
Alex Foster is an amazing mortgage broker! He was always available to answer questions and discuss mortgage details and rates whenever we asked. As we moved through the mortgage process he worked diligently to ensure everything was done on time with nothing missed. Alex always made sure we knew what our options were and that we got the best rate and mortgage plan for our situation. I can not express how thankful I was that we had mortgage city looking out for us during our home buying process. Would recommend them to anyone looking to buy their next home.
Viktor A.
We recently worked with Mortgage City to secure a mortgage for our home, and I cannot recommend them highly enough. From start to finish, the entire process was smooth, transparent, and stress-free. The team was highly knowledgeable and professional. They took the time to explain all the details, answered every question I had, and made sure I was fully comfortable with my mortgage terms. Their customer service was exceptional. I felt valued and respected throughout the process. They were always responsive to my emails and calls, making me feel like a priority. They went above and beyond to ensure I was happy with the outcome. One thing that stood out was how efficient they were. The approval process was fast, and they kept me updated at every step. I never had to chase for updates, which made a typically stressful process much more manageable. If you’re looking for a mortgage agency that combines professionalism, efficiency, and outstanding customer service, look no further than Mortgage City. I am incredibly grateful for their help and would recommend them to anyone in need of mortgage services. Thank you Alex and Mortgage City team
Heather “Dontstopbelieving77” P.
Jared Lincoln. It's hard to sum up my appreciation for him in one small review. He is someone you want on your team. Dependable, reliable, personable, and always very quick to respond. He definetly treats you like a person and not a number or transaction. I would strongly recommend working with him.
Gage B.
It was a pleasure working with Alex Foster! Helped me buy my first house. Explained things very well and got us the best possible rate!
Edward P.
I want to give high praise to Gared, he is so easy to work with and not pushy. Gared made time for me when ever I texted him or called him. I will recommend him to anyone I know who is looking to buy a house or refinance. Thank you again to Gared and his team!!
nathan
Alex is wonderful to work with! Great at his job, but an even better person!
Jordan T.
I worked with Alex Foster to get my deal done this past month. The entire process was smooth, his communication was outstanding, and I’ll definitely be using him/Mortgage City again in the future. High recommend!
Sarah S.
Toph S.
Terrific guys & made the process easy and convenient. I will be going back to them if the need arises and recommending friends and family!
Maribel M.
You definitely want to with Alex he’s a professional lender who care so much for his clients. My experience working with him has been excellent in all aspects in the transaction!
Michelle A.
Jared has been great. Anytime I needed to make an offer in this competitive market, he was always there and willing to get us quotes, offer letters, whatever it took and anytime of day and or weekend. Incredibly professional and always helpful!. Thank you, again, Jared! You’ve been a blessing to work with!
ethan M.
We used Jared Lincoln at Mortgage city for our mortgage. He was knowledgeable, professional and even at times our biggest fan! Our new construction was complex but Jared took great care of us! Thank You!